Our loan programs

We offer two programs — one for homes in communities, one for buyers purchasing land too. That focus means we know these products inside and out.

Home in a Community

Chattel Loans

Finance the manufactured home as personal property — no land ownership required. Designed for buyers placing a home on a leased lot in a community or park.

  • Buying a home in a manufactured home community
  • Leasing (not buying) the land under the home
  • Faster, simpler process vs. real-estate mortgage
Home + Land

Land-Home Loans

Bundle the home and land into a single loan package. Right for buyers purchasing a parcel with a home, or those who already own land and need to finance the home.

  • Buying land and a manufactured or modular home together
  • Already own land — need to finance the home
  • Homes treated as real property on a permanent foundation

Not sure which fits your situation?

Answer two questions and we'll route you to the right path — or just call and ask.